Help · Your account

Delete your Carpe Money account

Festina Lente

You can delete your Carpe Money account and its data at any time — in the app, or by email if you no longer have it. Carpe Money is made by Carpe Solutions, LLC.

Subscribed through the App Store or Google Play? Cancel there first. Deleting your account cannot stop a store subscription — only you can. How to cancel

In the app

The quickest way. It takes effect right away.

Profile Delete account
  1. Open Carpe Money and sign in.
  2. Tap Profile.
  3. Tap Delete account, then confirm.

Deletion is immediate and cannot be undone.

Without the app

No need to reinstall anything.

[email protected]
  1. Email us from the address you sign in with, with the subject Delete my account.
  2. We reply to confirm the request really came from you.
  3. We delete the account and email you when it is done.

No longer have that email address? Say so, and we will find another way to confirm the account is yours.

Never send passwords, recovery codes, or bank credentials. Nobody at Carpe Money will ever ask for them, and deleting an account does not need them.

Before you delete

Subscribed through the App Store?Cancel it on your iPhone first. Apple bills App Store subscriptions, and only you can cancel one — deleting your Carpe Money account does not stop Apple's charges. Open Settings → tap your name → Subscriptions → Carpe Money → Cancel Subscription.
Subscribed through Google Play?Cancel it in the Play Store first, for the same reason: open the Play Store → your profile icon → Payments & subscriptions → Subscriptions → Carpe Money → Cancel subscription.
Subscribed on the web?Nothing to do. Deleting your account cancels it in the same step.
Want a copy of your data?Export it before you delete: Activity → Export, as CSV or Excel. Once the account is deleted, it cannot be recovered.

What happens to your data

Your account

Your email address, password, passkeys and two-step settings, your budget, categories, alert and recurring rules, and your settings.

Deleted immediately

Accounts you entered by hand

Stored encrypted so they sync between your devices — and deleted with the account.

Deleted immediately

Bank balances and transactions

Never stored on our servers. They are fetched live from your bank through Plaid each time you look, so there is nothing to delete. Delete the app to clear anything it has cached on your phone.

Never stored

Encrypted backups

Backups are encrypted and cannot be changed once written — that is what keeps ransomware from destroying members' data — so one account cannot be taken out of them early. Each backup is deleted after 60 days, which means your data is gone from the last of them within about 67 days.

Gone within about 67 days

Records of past payments

Kept by Apple, Google, or our payment processor, under their own rules and the tax and payment laws they follow.

Kept by them

Emails you sent to support

They stay in the support inbox. Ask in your deletion email and we will delete them as well.

Kept until you ask

Aggregate counts

Totals such as how many members used a feature. They never identified you, so they stay.

Not tied to you

Only want to stop sharing bank data? Disconnect the bank in Accounts instead; your Carpe Money account stays. Questions about any of this go to [email protected], and the full details are in the Privacy Policy.